Insurance Blog
Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Basic Guidelines For Purchasing Flood Insurance
Posted: November 16, 2016
![Basic Guidelines For Purchasing Flood Insurance](https://mlxwx3bywoz1.i.optimole.com/w:auto/h:auto/q:auto/f:best/https://www.osborninsagency.com/wp-content/uploads/sites/2939/2021/05/Flood-Insurance.jpg)
Do you need flood insurance? Any home or business can be damaged by water incursions, even those located in a low to moderate flood risk area. If you have concerns about the possibility of flooding due to storm conditions, rising water, fast melting snow, mud, or other situations, getting flood insurance could save you thousands, tens of thousands, or more. Our local agents are here...
Avoid A Headache When You Can't Avoid What's In The Road
Posted: November 2, 2016
![Avoid A Headache When You Can't Avoid What's In The Road](https://mlxwx3bywoz1.i.optimole.com/w:auto/h:auto/q:auto/f:best/https://www.osborninsagency.com/wp-content/uploads/sites/2939/2021/05/GettyImages-469517998.jpg)
In a majority of cases, hitting an animal while driving is unavoidable. As upsetting as this event can be, it is also capable of causing substantial damage to your vehicle, particularly if the animal is large. Deer-related accidents are common in rural areas, with the average repair from these accidents exceeding $3,300. We recommend that our clients review their auto insurance policy with one of...
How To Tell If Your Roof Needs Replacing
Posted: October 17, 2016
![How To Tell If Your Roof Needs Replacing](https://mlxwx3bywoz1.i.optimole.com/w:auto/h:auto/q:auto/f:best/https://www.osborninsagency.com/wp-content/uploads/sites/2939/2021/05/iStock_84930177_XXXLARGE.jpg)
Roofs are one of the parts of the home that tend to cause homeowners the most headaches. How do you know if something is a simple fix or the sign of a serious problem? Many people are wary of calling in the professionals for an issue that seems small, but an unattended leak or structural issue can grow into a major threat to your home....
How To Handle Being Hit While Parked
Posted: October 3, 2016
Hit and run accidents frequently occur while a vehicle is parked on the street, in a parking structure, or at the local shopping mall. Often the guilty party does not leave contact information, which leaves the vehicle owner with the problem of getting the damage repaired. To add to the burden, many people are unclear on what to do in this situation and are unsure...
Is Your Home Ready For The Fall?
Posted: September 16, 2016
For homeowners, each season brings its own unique set of challenges and maintenance tasks, and prevention is always easier and less expensive than repairing something that's broken. As fall approaches, consider protecting your home by taking the time to assess and address any issues in the following areas: Insulation from the cold. As the weather gets colder, poor insulation can be both uncomfortable and expensive,...